Adjuster Miami Miami Public Adjuster

Help with roof repair insurance claims in Miami Dade and Broward

One of the most concerning types of property damage to residential or commercial real estate is roof damage. There are several types of roof damage that can occur, some are natural occurrences due to time, others occur because of water damage, hurricanes, lightening, extreme weather, vandalism, or several other events causing damage.

Roof damage can occur to a roof on a residential or commercial property. There are many different types of damage that exist depending of the style of roof and materials used. South Florida is home to many drastically different aesthetics - Art Deco style roofs in Miami Beach, Spanish style roofs in Miami, Shingle roofs in Plantation, Flat roofs in Boca Raton, and many more roofs styles across Miami Dade and Broward County.

Excessive loss of granules typically occurs on shingle roofs in Miami. The granules can begin to disappear naturally over time or can be lost by extreme weather. Loss of the granules exposes sensitive layers of the roof that are meant to be protected. The exposure of the materials under the granules can begin to cause other types of roof damage.

There are several roofers in South Florida that can identify the loss of granules on shingles and will be able to adequately assess the roof damage to your South Florida property. Another type of damage is labeled Blistering. This is what it sounds like, bubbles develop underneath the granules. The blistering will eventually pop and expose the mat of the roof, making further roof damage a possibility.

There are many styles of roofs in Florida. Some roofs consist of tiles, shingles, and wood. The wood roofs have something known as Shakes, these create a specific aesthetic while at the same time protect the under layers that prevent leaks. The Shakes can become damaged from hurricanes, water built up and other extreme weather.

The Florida rainy season and Hurricane season can cause terrible roof damage to property. The damage is not just through water, but it’s possible during these storms that trees are uprooted and fall onto homes or commercial property. A massive tree falling onto a roof is more common than you may think, and it often causes great damage to the roof and contents of the home. These are events, that in most cases, cannot be anticipated can leave homeowners defenseless to the elements. It’s vital to be protected with the proper insurance policy and take the appropriate steps file an insurance claim for roof damage.

The discussion of roof damage is not black and white, there are rarely two cases that are the same. Each property has distinct features and it’s location can dictate the natural damages as well as unforeseen damage. It’s very important that a trained professional, like a public adjuster, visits your property to evaluate the roof damage. This is a smart way to proceed with the filing of an insurance claim for roof damage.

Roof damage is a common occurrence in Miami Dade and Broward County. There are countless building codes and zoning codes centered around roofing. Roofs protect the inhabitants and belongings from the elements, it’s vital that strict rules be followed when constructing these roofs. When damage to the roofs does happen, it’s equally as important that the full damage be recognized, reported and repaired. A public adjuster will help you through this process.

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Information Needed When Filing A Claim

Try to have as much of the following information as possible available when calling us to file a claim.
To start the claims process, we will need the following information:

Policyholder information: Name of insured, address, phone number, e-mail and policy number Description of loss: Time and date of loss, location of incident, detailed description of damages Authority notification: Please note all authorities notified (fire dept., police, etc.) Emergency Service Companies & Damage Mitigation: Please let us know if you have already contacted any emergency service companies or performed any sort of damage mitigation.

If you are not sure if you need a public adjuster, give us a call at (305) 396-9110 or fill out one of our contact forms.

305.396.9110

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