Adjuster Miami Miami Public Adjuster

Help with mold damage insurance claims in Miami Dade and Broward

A public adjuster or an insurance broker will explain to a policy holder the limitations when it comes to mold coverage in an insurance policy. Mold is a nasty fungus that can take over a property and thrive in the most unsuspecting locations in a home or commercial property. Mold can be visible or invisible to the eye. In addition to the damage mold can do to a property it also has damaging effects on a person’s respiratory system. With all the detrimental effects that mold can have and its limitations in insurance policies, it’s vital that the mold be linked to water damage.

Water damage doesn’t have the same policy limitations as mold, and water causes mold to develop and thrive. Therefore it’s very common that water damage is the claim and mold is the tangential damage caused by the water claim. This type of connection and understanding of the insurance limitations is a key reason to contact a public adjuster at Stellar Adjusting when discovering mold or water damage. The key to a successful recovery is in the details and paying attention causes and damages is also an art learned through experience.

Mold is a common discovery in many Miami homes in Florida. Miami Dade and Broward County is a location in which moisture thrives and where moisture lives mold finds its place. Mold quickly develops when water enters a property, here’s a photo from the Wikipedia page regarding mold. You can see how quickly this takes over the property.


When you discover mold growing on your property quickly call a public adjuster and the insurance adjuster will guide you through the process to recovery. Also, a public adjuster can connect you with a mold remediation company that can help extract the mold, kill it, and treat the area so that the mold has a lesser chance to develop again.

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Information Needed When Filing A Claim

Try to have as much of the following information as possible available when calling us to file a claim.
To start the claims process, we will need the following information:

Policyholder information: Name of insured, address, phone number, e-mail and policy number Description of loss: Time and date of loss, location of incident, detailed description of damages Authority notification: Please note all authorities notified (fire dept., police, etc.) Emergency Service Companies & Damage Mitigation: Please let us know if you have already contacted any emergency service companies or performed any sort of damage mitigation.

If you are not sure if you need a public adjuster, give us a call at (305) 396-9110 or fill out one of our contact forms.

305.396.9110

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